Having a home with a pool is a wonderful luxury, but it also comes with specific insurance considerations due to the increased risk of accidents or injuries. At McGowan Insurance Agency, we recognize the importance of ensuring that your home insurance policy includes coverage that specifically addresses the unique liabilities associated with owning a pool. We'll work with you to evaluate your current policy and recommend adjustments or additional coverage to protect you against potential claims, ensuring your peace of mind. Our tailored approach means we find solutions that reflect your lifestyle, providing you with comprehensive protection that allows you to enjoy your pool worry-free.

Deciding to rent out your home introduces a new set of insurance needs. Traditional homeowners insurance may not cover issues related to renting your property, such as tenant injuries or rental income loss. At McGowan Insurance Agency, we understand the nuances of transitioning a property from a personal residence to a rental. We can help you navigate the complexities of landlord insurance, ensuring your policy covers property damage, liability issues, and loss of rental income. Our personalized service aims to secure a policy that safeguards your investment and income stream, giving you the confidence to rent out your home.

Living near water—whether it's a lake, river, or the ocean—can be idyllic, but it also often means a higher risk of flooding, which is typically not covered by standard homeowners insurance policies. Recognizing this, McGowan Insurance Agency offers specialized advice on flood insurance policies that are designed to protect your home and possessions from water damage. We assess your specific risk level based on your home's proximity to water and recommend coverage options that ensure your property is protected against flood-related losses. Our commitment is to provide you with a clear understanding of your options and the peace of mind that comes from knowing you're well-protected against the elements.